Wednesday, September 8, 2010

Short Term Insurance, who needs it? ME!

I would like to share a story with you that hit very close to home.



Even though I work in the insurance business, I went uninsured for awhile. Actually, a very long while! My employer assumed I was on my husband's plan, I never told him otherwise, and consequently I tempted fate for a long time before it came up in conversation one day.
My boss was shocked. "What do you mean you don't have insurance? Take my credit card and sign up RIGHT NOW!"


So I did, and after years of living on the edge, I finally had some peace of mind.



About a month later, I slipped and fell in my mom's garage and broke my ankle. An ambulance ride to the emergency room, followed by surgery, and before I knew it, I was looking at $22,000.00 in medical bills. Yup, 22 GRAND, for a broken ankle.



I recently submitted these claims to the insurance company and in the coming weeks, I will keep you posted about the claims process. It is interesting to be on the customer side of things and it will definitely be good to get a first hand account of how the insurance company treats our clients. I am very confident that everything will be handled quickly and efficiently.



I can't tell you how many times I have heard that Short Term Health Insurance isn't worth it.
It sure was for me. Even if you are young, active and healthy, you never know when a faulty flip flop can put you on the receiving end of $22 thousand bucks in medical bills...

Stop living on the edge! Short term health insurance is affordable and comprehensive, and you never know when you might need it. Call the pros at Insurance Services of America or apply online from our secure website and print out your policy on the spot!

800-647-4589


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